Welcome to Your Financial Freedom

Life and Wealth Protection, Superannuation and Financial Planning

Our aim is to help you create the wealth you need for the future and to protect your loved ones along the way. With over 25 years experience in the Financial Planning industry we can offer a wide range of financial services.

Our Services 

Do you have super all over the place and wish to consolidate?

Do you have enough protection for your loved ones?

We offer a wide range financial services including
Financial Planning, Insurance, Accounting, Property, Wealth and Debt Reduction.

Financial Planning

Do you need help getting your finances under control?

We provide a wide range of Professional Financial Planning services including:

A Complete Financial Plan will ensure:

  • Your money is invested in an Investment Portfolio that suits your needs
  • You have Insurance Cover in case of illness, injury or death
  • Your Taxation issues are considered.
  • You receive the right Centrelink entitlements
  • Your retirement savings are maximised through sound Superannuation and Retirement Planning
  • You have an up-to-date Will and Power of Attorney.
  • An regular Review of your Financial Plan to ensure that it reflects changes in your personal circumstances as well as changes in the economy, government legislation and market conditions.

Insurance

Is your family protected if something was to happen to you?

We can assist you with a range of insurance products.

Our Insurance Products include:

  • Life - This cover provides a lump sum payment upon death.
  • Total & Permanent Disability - This cover provides a lump sum should a person suffer an illness or injury which totally and permanently incapacitates them from working.
  • Income Protection - This cover insures you against the loss of your income in the event that you are unable to work due to illness or injury.
  • Trauma - This cover pays a lump sum on diagnosis of serious illnesses such as heart attack, stroke, cancer etc.
  • Business Expense - This cover is designed to reimburse certain business expenses for the period you are totally disabled after a waiting period.

Accounting

from Georges Alexander - Ezy Accounting

We provide a full range of Professional Accounting Services for individuals, business and companies.

Our Professional Accounting Services include:

  • Taxation advisory service
  • Tax preparation and e-lodgment
  • ATO Representation
  • Business structure consultancy
  • Company and Trust formation
  • Accounting and Financial reporting
  • Business start-up consultation (Starturbix)
  • Book Keeping (Ezy Accounting)
  • MYOB training and support
  • MyCloud Services

Property

Do you need help with an investment or home loan?

We can do the shopping for you to find the best loan rate and help organise your loan.

Our Property Financial Services include:

  • Mortgages
  • Refinancing
  • Line of Credit
  • Property Investment

Wealth

Where do you want to be in 20 years time?

We can help you prepare for the future so that you can live the life you want to live.

Wealth Services that we can advise you on include:

  • Superannuation
  • Self-Managed Superannuation Fund (SMSF)
  • CentreLink entitlements
  • Estate Planning

Debt Reduction

Is debt overwhelming you?

Talk to us about reducing your debt so that you can start working smarter and not harder.

Our Debt Reduction Services include:

  • Debt Consolidation
  • Refinancing
  • Personal Loans
  • Support by experience advisors to help you every step of the way

Financial Planning  

We take a straight forward step by step approach to complete a financial plan to suit your needs.

Information Gathering

We start by together completing a questionnaire to gather information about you and your financial goals. Please click the Full Fact Finder to help prepare you for your obligation FREE assessment of your current situation.

This information provides us with an understanding of the background of your current situation, and may open doors to strategies to develop your own personal financial plan.

Analysis

Next we together identify the issues and opportunities where you may require further advice regarding your chosen direction. These specific strategies and advice are incorporated into your Financial Plan as a detailed Statement of Advice (SOA).

Once your SOA has been prepared, your Adviser will then meet with you to present the Financial Plan for a detailed discussion about the recommendations, strategies and your proposed situation.

Implementation

Once you have considered our advice and decided to proceed with some or all of our recommendations, we will ask you to sign an “Authority to Proceed” to enable us to implement the agreed strategies and recommendations contained in your Financial Plan.

This may include attending meetings with your other professionals such as accountants, finance brokers, bankers and lawyers. We will also facilitate all necessary rollovers, redemptions, investments and risk insurance underwriting.

Ongoing Service

We provide and highly recommend an ongoing review service. The frequency of reviews depends on the complexity of your situation and the level of involvement that you would like us to have.

Typically, a financial review will include updating of your liquidity and cash flow positions, strategic asset allocations, corporate & tax structures, and reviewing your levels of personal risk insurance. We will also provide updates and/or Product Reviews of your various investments.

About Us 

David Valvo, and the team at Your Financial Freedom,
provide a wide range of Financial Services to help you reach your financial freedom.

With over 33 years experience in the financial planning industry, we are ready to provide you with any financial advice you need.

Dave

David Valvo

Financial Planner
Adv. Dip.FS(FP)
ASFL No. 240938

David specialises in:

  • Risk Assessment
  • Insurance
  • Superannuation
  • Retirement Planning
  • Financial Planning

David has been in the Financial Planning Industry since 1985. David specialises in the Risk Assessment and Insurance, Superannuation and Retirement Planning He is also able to provide advice in all areas of Financial Planning.

Alex

Alex Bartlett

Financial Controller
Dip Bus(Adm), Dip Bus(Mgt)
Dip IT, JP

Alex can help you with:

  • Debt Consolidation
  • Reducing Debt
  • Line of Credit
  • Home Loans
  • Investment Property

Alex’s specialty is Debt Consolidation for both individuals and businesses including reducing payments, line of credit and overdraft debt. Alex can also provide advice on a wide range of Property Loans including Home Loans and Investment Property (both commercial and residential) for the purpose of reducing tax or creating wealth or both.

Joyce

Joyce Saba

Personal Assistant
Dip FS (FP)
JP

Joyce can organise:

  • Appointments
  • Additional Information
  • Customer Support
  • SOA Preparation
  • General Inquiries

Joyce has over 20 years in the industry as a personal assistant and provides support to the team.

Akis - George

Akis George Mina

Accountant
Georges Alexander Ezy Accounting
B Comm, CPA

Akis provides advice in:

Akis is an extremely well qualified Accountant whose reputation is built on the quality of service he offers to business and personal clients. Akis is able to provide solutions in matters of accounting, taxation and Self-Managed Super Funds. Akis Mina, with his broad commercial and public practice experience, can guarantee clients a high quality, cost effective and personalised service.